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PROFESSIONAL ESTIMATE EVALUATION
Many insurance estimates are incomplete, under-scoped, or priced below what proper repairs require. Before accepting a settlement, it’s critical to understand what the estimate includes—and what it may be missing.
Atlas Public Adjusters offers a professional insurance claim review to help Florida homeowners determine whether their current claim reflects the full scope of damage.
WHAT'S AN INSURANCE CLAIM REVIEW?
An insurance claim review is a detailed evaluation of your existing claim and estimate to determine whether it accurately reflects the damage to your property.
We analyze your insurer’s estimate and supporting documentation and compare it against:
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Observed property damage
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Industry-standard repair methods
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Current material and labor pricing
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Commonly overlooked line items
Our goal is simple: clarity.
If the estimate is fair, we’ll tell you.
If it falls short, we’ll explain where, why, and what options may exist.
WHO SHOULD REQUEST A CLAIM REVIEW?
This service is designed for homeowners who:
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Have already filed an insurance claim
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Received an estimate or payment from their insurer
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Feel unsure whether the settlement is sufficient
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Want a second, professional opinion before accepting
You do not need to be in a dispute to request a review. Many underpayments are discovered early—before a claim is finalized.
WHAT WE REVIEW
Our review focuses on identifying gaps, omissions, and inconsistencies, including:
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Missed or under-scoped damage
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Repairs priced below current market rates
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Incomplete room-by-room scopes
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Excluded materials or labor
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Damage not visible during initial inspections
Every claim is different. Our approach is methodical, objective, and documentation-driven.
Missed our Under-scoped Damages
Repairs priced below current market rates
Excluded Materials and Labor
PERSONAL PROPERTY INSPECTION
If appropriate, a physical inspection may be performed to confirm observed damage and document areas not fully addressed in the original estimate.
Inspections help ensure:
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All affected areas are accounted for
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Damage is properly documented
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No assumptions are made without verification
Inspections are performed with care and professionalism, always respecting the homeowner’s property and time.
WHAT HAPPENS AFTER THE REVIEW?
Once the review is complete, we’ll walk you through our findings in clear, straightforward terms.
You’ll understand:
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Whether the estimate appears complete
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What may be missing or underpaid
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Whether further action makes sense
YOU WILL ALSO RECIEVE AN ESTIMATE PROVIDED BY ATLAS PUBLIC ADJUSTERS WITH THE REVISED LINE ITEMS AND SCOPE OF REPAIRS.
